“Insurance is a combination of Caring, Commitment and Common sense.”
Vehicle insurance covers damage to your mobile assets – everything from Two Wheelers, Cars, vans and four wheel drives to goods carrying vehicles, dumpers, forklifts, tractors and loaders. The policy covers damage to your vehicles or the property of third parties. Options to choose from for a Motor for Vehicle insurance policy include: Comprehensive damage to your vehicle, Third party property damage cover, Motor vehicle insurance Policies which cover loss or damage to private motor vehicles, trailers and the like and include comprehensive Motor Insurance covering against accident, fire, theft, and liability for damage to other vehicles and property. Third Party only covers damage you may cause to another person's vehicle or property.
You should buy a personal accident policy because it plugs an important hole in your insurance portfolio. Firstly, it will provide financial support to the policyholder if he is disabled after an accident. Secondly, the magnitude of the mishap doesn't matter; even minor ones like falling off a bicycle and breaking an arm, or fracturing a leg while playing football are covered by the policy. The daily cost works out to a very meager amount. A basic personal accident cover against death and permanent total disability is already built into a motor insurance policy. You can enhance the cover by paying extra. Insurance companies offer a higher cover and a wider range of benefits, but the premium rates are higher too. You can take a cover of up to 8 times your annual salary.
Why Do I Need Health Insurance? One common thing that people have told me is that they made the decision to go without health insurance. When you are healthy and rarely see a doctor, it may seem like a good idea to cut out health insurance completely and to just go without it. You can pay for things as you go instead of worrying about the insurance premiums. However this is faulty reasoning. It is essential for everyone to always have some form of health insurance. The reason is that medical emergencies are expensive. If you have a medical emergency without insurance, it is easy to find yourself with a crippling amount of medical debt.
Insurance policies designed to cover accidental loss or damage to residential premises and their contents. Insurance cover for insured events including Storm and flood, Fire, Lightning, Burst pipes, leaks and overflows, Theft damage, Flood cover. Home and Contents policies include a range of common features, including: New for old replacement cover Valuable items cover Special benefits Liability cover Policies for specialist home and contents insurance policies cater for Buildings Jewellery and other personal items Fine art, paintings, antiques or curios Computer & other electrical and electronic equipment.
Insurance policies which cover medical and repatriation expenses following injury or illness while travelling or working abroad. Products can offer cover for various situations including Emergency assistance, Emergency travel expenses.
SME insurance consists of different policies covering a wide range of risks including building and common contents, Machinery breakdown, Electronic equipment, Workers accidental injury, Fidelity guarantee, Legal liability.
Be Insured. Be Protected.
The conditions and circumstances under which the insured will be financially compensated
ABOUT DIGITAL INSURANCE
Extraordinary change is taking place throughout the insurance industry and everything that surrounds it.The whole world is going digital. It’s the new reality, and there is no getting around it. But just the word or even the idea of digital has many people, insurers included, pondering the basic and fundamental questions:
Why do we need to be digital?
How do we go digital?
What, exactly, is digital anyway?
Defining digital is important because it’s a broad topic with far-reaching implications. Simply put (and without getting into the science behind it), digital is way of doing things. And becoming digital is a state that will be required for moving around in the digital world: communicating, traveling, doing business, keeping a competitive edge and much, much more. AI and data are transforming the insurance space. The experiential phase of digital begins when digital assets come into use. Now digital becomes the method that undergirds the interaction. Digital assets are transmitted digitally to create digital experiences via portals, mobile apps, websites, sensors, wearable and many other digital things.
Digitally enabled, future-ready operating models ensure long-term sustainability and Insurance is playing catch-up in delivering technology-enhanced customer experiences.
Disruptions from environmental, technological, and organizational factors along with the ambitions of companies like us are making digitally agile operating models a necessity. New firms that use technology innovations to focus efficiencies and attract specific customer segments are leading the way with digital agility. Collaboration between traditional insurers and technically efficient firms is essential for the efficient and cost-effective development of digital capabilities across the industry. While insurance companies are unable to deliver a superior customer experience, using technology to fulfil their need is the order of the day. By enhancing digital agility and developing future-ready operating models, we have an opportunity to attract and retain customers to compete with this disruption. To succeed in the digital era, the insurance industry must foster digital capability and develop operating models to deliver a superior customer experience, bringing together the best of digital and traditional channels. However, to enhance the customer satisfaction with personalization, we need a digitally integrated ecosystem that seamlessly interconnects insurers with customers and partners, in order to enable an efficient flow of information and services.
A digitally integrated ecosystem supports the real-time, personalized services that customers are growing to expect and demand. With enhanced digital agility, insurance firms can gain greater insight into customer needs and improve time to market for innovations, while driving greater operational efficiency and cost savings. In order make this a reality as a humble beginning we launch this platform which we hope would cater the Insurance needs of customers especially in semi-urban and rural part of our Country. Keeping in mind that customer service is the only factor that can be capitalised in any of the financial products, and going digital is the only way;we have made our portal as an integrated one for all the service needs that a customer can expect from each of the products.
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